Ok, I still cannot get how this works. Joan is getting a new car, and I'm getting hers. She's nice that way. I got a quote from Aviva for £309 for me to insure my new car. Joan got a quote from Aviva (current insurer) for, not 100% sure of the number as it was more than double what others had quoted - but it was something in the order of £400. We are both named on each others policy. They then offered a deal to save up to a 1/3 to insure both cars. This they said worked out at £1084. Ar...... what. Taking a quote from Aviva "for our 43 million customers, we aim to communicate in a clear open and timely way with the media and stakeholders" Pity they did not include the customers in that statement.